Terms and Conditions

This page contains important information. It explains certain legal and regulatory restrictions in relation to the information contained in our web site.

By using or accessing any part of our web site, you agree to be legally bound by the terms and conditions set out below. If you do not wish to be bound by these terms and conditions, please do not use or access our web site.

We may amend these terms and conditions at any time without notice. Your continued use of our web site following any change will constitute your acceptance of such change.
     
1.   Regulatory Information
1.1   For the purposes of our web site and these terms and conditions, references to "Premier" means Premier Asset Management plc, Premier Fund Managers Limited and/or Premier Portfolio Managers Limited.
1.2   Premier Fund Managers Limited and Premier Portfolio Managers Limited are each authorised and regulated by the Financial Services Authority, and are each members of the Premier Asset Management marketing group.
1.3

Premier Portfolio Managers Limited is an ISA manager, a PEP manager, a unit trust manager and an Authorised Corporate Director.

1.4   The registered office of each of Premier Asset Management plc, Premier Fund Managers Limited and Premier Portfolio Managers Limited is Eastgate Court, High Street, Guildford, Surrey GU1 3DE.
     
     
2.   Products and Availability in Certain Jurisdictions
2.1   Our web site does not constitute a distribution or an offer or solicitation to sell shares or units in any of the Premier funds or to provide products or services in any jurisdiction in which such distribution, offer or solicitation, or provision of products or services would be contrary to local law or regulations. Accordingly, persons who are not resident in the UK or who are nominees of or trustees for citizens, residents or nationals of other countries and who access our web site are required to inform themselves of and to comply with any such laws or regulations.
2.2   All our products and services are subject to improvement and change without notice to you. You agree that we shall not be liable to you or to any third party for any amendment, modification, suspension or discontinuance of any products or services described on our web site.
     
     
3.   Advice
3.1   Our web site contains general information about Premier and our products and services only. Nothing contained on our web site constitutes investment advice, and it is important that you do not rely upon its content to make investment decisions.
3.2   Investment information on our web site may not be suitable for all investors. If you are unclear about any of the information contained on our web site, please contact an independent financial adviser before making any investment or financial decision.
3.3   Premier does not give investment advice based on individual circumstances. If you wish to seek advice, please contact an independent financial adviser.
     
     
4.   The Buy Online Service
4.1   Persons using the Buy Online Service through our web site, when it is available, are subject to separate terms and conditions in addition to these general terms and conditions.
4.2   The Buy Online Service is available only to persons in the UK, and may not be used by any person resident outside the UK. Persons must consult their independent financial adviser if they are in any doubt.
4.3   We are obliged under money laundering regulations to obtain independent documentary verification of identity for all persons who apply for a Premier product or service over a certain value.
     
     
5.   Accuracy and Availability of Web Site
5.1   While considerable care has been taken to ensure that the information contained on our web site is accurate and up-to-date, no representation or warranty is given as to the reliability, accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information.
5.2   We do not accept liability for any damage or loss, including loss of profit whether direct, indirect or consequential in respect of the use of our web site or its content. However, we do not exclude or restrict any liability that we may have under the Financial Services and Markets Act 2000.
5.3   We cannot guarantee that our web site will operate continously or without interruptions, and can accept no liability for its unavailability. Access to our web site may be interrupted or restricted for maintenance or repairs or to introduce new facilities, products, functionality or services. We cannot be held responsible for any disruptions inherent in the operation of the Internet and the World Wide Web including viruses beyond our reasonable control, and we exclude all liability for loss thereby caused or contributed to, including loss of profit, and whether direct, indirect or consequential.
5.4   The information contained on this web site may be changed by Premier at any time without notice.
5.5   We reserve the right to restrict, suspend or terminate your use of our web site at any time, at our absolute discretion.
     
     
6.   Use of our Web Site
6.1   You agree that you will only use our web site in a way which is consistent with these terms and conditions, and which complies with applicable laws and regulations. In particular, you agree that you will not use our web site to send or upload any material containing software, viruses or other codes, programs or files designed to interrupt, destroy, damage or limit the functionality of any computer software, hardware or telecommunications equipment or in any other manner which would interfere with or disrupt our web site.
     
     
7.   Copyright
7.1   The contents of our web site are protected by international copyright laws and other intellectual property rights. All product and company names and logos contained on our web site are the trade marks, service marks or trading names of their respective owners, including us.
7.2   You may download materials and information from our web site to a single personal computer and/or print a hard copy of the materials on our web site in order to help you decide whether to invest in a Premier fund or to take advise from a professional financial adviser. Except for this limited licence, you may not copy, reproduce, re-publish, upload, post, transmit or distribute any material on this web site in any way. Doing so could constitute an infringement of Premier's and/or third party copyright and other intellectual property rights.
     
     
8.   Confidentiality of Information
8.1   Information collected from users of our web site is used to address the specific needs of those users, and to provide better customer service, including the supply of the latest information regarding Premier products.
8.2   Information collected is also used to maintain a record of communications between Premier and users of our web site. and to comply with any applicable legal or regulatory requirements.
8.3   We will hold any personal information that you may provide to us through the Premier web site in confidence and in accordance with the Data Protection Act 1998. Premier Portfolio Managers Limited is the data controller of any such information for these purposes. Premier will use any such information for the administration and servicing of your investments and all other related activities. We may disclose your information to our agents and service providers and may share your information with other companies in the Premier group, and we may send you information on other products and services we offer. Where a financial adviser acts on your behalf, we may disclose such information to that financial adviser.
8.4   By accepting these terms and conditions, you agree to the processing and disclosure of personal information as above. If you do not want your personal information used for marketing purposes, you should contact us.
8.5   You are entitled to request details of information we may hold about you upon payment of a fee and to require us to correct any inaccuracies in your personal data.
     
     
9.   Links to other Web Sites
9.1   We make no representations, do not endorse and accept no responsibility or liability for the content or use of any web site not operated by Premier that you may access through our web site or visit by following a link from this web site. The content, accuracy and opinions expressed in such web sites are not checked, analysed, monitored or endorsed by us. Access to any third party web site is at your own risk.
9.2   No other web site, without the prior written permission of Premier is authorised to link to any part of our web site or to place, integrate or display any bar, frame or partial frame or any additional branding or graphic around the view of our web site presented to the internet user.
     
     
10.   General
10.1   These terms and conditions, and any and all contracts concluded under them are governed by and shall be construed in accordance with the laws of England and Wales. You agree that any dispute/s arising out of these terms and conditions or otherwise between us shall be subject to the exclusive jurisdiction of the Courts of England and Wales.